What are the most active zip codes for Shelby County home sales? As an appraiser it’s interesting to look at where people are buying homes and what the price trends are. Today I’m going to share with you what has been happening with Shelby County home sales. We’ll take a look at the number of […]
Is it time to get an appraisal for PMI removal?
December 10, 2015 By 7 Comments
What is PMI? PMI is an acronym for Private Mortgage Insurance. If you’re buying a home and pay less than a 20% down payment you will be required to pay PMI each month. It is an insurance that is paid to your lender in case you default on your mortgage loan. PMI removal requires certain […]
Who can order a home appraisal?
December 8, 2015 By 6 Comments
Is it ok for anyone to order a home appraisal? I received a call this week from a homeowner who wanted to order a home appraisal for a refinance loan. They knew the mortgage company would need it to complete the loan. What they didn’t know is that several years ago government legislation made it […]
5 Reasons Birmingham, AL area home sellers should order a floor plan sketch
December 1, 2015 By 6 Comments
What exactly is a floor plan sketch? A floor plan sketch is pretty much what it says: a sketch or drawing of the floor plan of your home. The floor plan sketch will have some or all of the following features: It will show the exterior wall dimensions. Rooms within the house will be labeled […]
7 Things an appraiser has to be thankful for
November 24, 2015 By 17 Comments
So what are the things an appraiser has to be thankful for? It’s easy to get caught up in the negative parts of our jobs, however I would guess that if we all thought about it we would find more positive things than negative. It’s always nice to have something like Thanksgiving to help us […]
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