I get questions all the time from buyers, sellers, and agents, about FHA/HUD standards as it pertains to the appraisal and what may or may not qualify. The main principle, as I have written about in the past, pertains to health and safety issues. I am appraising a property now that uses a window unit […]
What is an acceptable form of heating and cooling for FHA appraisals?
My 12 favorite blog posts of 2012
As I plan my blogging calender for 2013 I look back on 2012 at what I wrote about so that I don’t repeat the same material, or at least not too similar of a topic. I have been blogging now for about 3 years and to be honest find it to be one of the […]
FHA loans and messy homes
I recently appraised a home for a refinance loan that was not the neatest one I’ve ever seen. It was an appraisal for a conventional loan, which is not as strict as FHA loans are, so there were no issues or additional requirements. If this had been an FHA loan the appraisal may have turned […]
How do Birmingham, Alabama new home sales compare to the rest of the country?
A Look At The Numbers- There have been some good signs within the Birmingham, Alabama real estate market in 2012. Over the past several years new home sales have been weak at best, so I thought I would take a look at the past two years to see if there has been any signs of […]
What Is The Value Of A Swimming Pool In Birmingham, Alabama?
If you look at the picture below of the pool I saw recently you might say “nothing-zilch-notta”. But the better answer would be “it depends”. The pool in this picture was filled in with dirt so apparently it was not worth anything to the owner. Obviously some things mean more to some people than others. […]




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