7 Appraisal tips for the new year to save money or help the value of your home

Appraisal tips every homeowner can use Having been a real estate appraiser for over 25 years I’ve ran into situations where homeowners can save money or improve the value of their home by just doing a few simple things. Today I want to share with you some appraisal tips that anyone can use and that […]

Merry Christmas & Happy New Year From Tom Horn Appraisal

Tom Horn Appraisal Wishes You A Merry Christmas & Happy New Year Well, it’s that time of year again! It seems like it was just January 1st, 2015 and I was looking into the new year and wondering how it would go. The year has a way of flying past us faster than we expect. […]

Shelby County Home Sales by Zip Code

What are the most active zip codes for Shelby County home sales? As an appraiser it’s interesting to look at where people are buying homes and what the price trends are. Today I’m going to share with you what has been happening with Shelby County home sales. We’ll take a look at the number of […]

Is it time to get an appraisal for PMI removal?

What is PMI? PMI is an acronym for Private Mortgage Insurance. If you’re buying a home and pay less than a 20% down payment you will be required to pay PMI each month. It is an insurance that is paid to your lender in case you default on your mortgage loan. PMI removal requires certain […]

Who can order a home appraisal?

Is it ok for anyone to order a home appraisal? I received a call this week from a homeowner who wanted to order a home appraisal for a refinance loan. They knew the mortgage company would need it to complete the loan. What they didn’t know is that several years ago government legislation made it […]

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