FHA loans and messy homes

I recently appraised a home for a refinance loan that was not the neatest one I’ve ever seen. It was an appraisal for a conventional loan, which is not as strict as FHA loans are, so there were no issues or additional requirements. If this had been an FHA loan the appraisal may have turned […]

If you want an FHA loan, you’ll have to do these 5 things

If you’re getting an FHA loan and want to make sure the appraisal goes off without a hitch make sure you pay attention to these 5 items.  If you don’t then it could delay the loan and your closing.  The appraiser has to make note of the items listed below, and if he/she cannot then […]

How NOT to dispose of peeling paint for an FHA appraisal

I wanted to share a photo with you that I took recently of a home I was appraising.  It was for an FHA appraisal of an older house built prior to 1978.  You may wonder why the year 1978 is so important, so I will tell you.  It was in 1978 that lead paint was […]

Birmingham Alabama Appraiser : Helena Alabama-Old Cahaba Market Trends-2010 Update

The following data reflects market trends within the Old Cahaba subdivision, located in Helena, Alabama. This is a large development that is located on the Cahaba River. It offers a clubhouse and pool to residents. There are several styles of homes available, with some built on slab foundations and others having basements. Each type of […]

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