Birmingham Appraisal Blog

"appraisal bloggin for your noggin"

Birmingham Appraisal Blog header image 4

Entries Tagged as 'jefferson county'

What Red Flags Can Kill A Birmingham, AL Area FHA Appraisal?

October 18th, 2011 by Tom Horn · 2 Comments · Appraisal, Appraisal Tips, FAQ's

Have you ever wondered if a house would pass an FHA appraisal inspection?  FHA does have more stringent appraisal guidelines than conventional loans but if you know what to look for then you can be ready before any problems come up.  I have included some of the top problems I have seen in my 20+ [...]

[Read more →]

Tags:········

FAQ: Does The County Appraiser Know What You Appraise My Home For?

September 30th, 2010 by Tom Horn · 4 Comments · FAQ's, Property Taxes

Have you ever wondered if the county tax assessor/appraiser knows what your house appraises for when you refinance your home?  This was a question I got the other day from a homeowner when I was at their home doing an inspection.  The answer is “No”,the county assessor does not know what your home appraises for. [...]

[Read more →]

Tags:·······

Birmingham, Alabama: Does Urban Revitalization Help Property Values?

August 17th, 2010 by Tom Horn · 6 Comments · Appraisal, Market Trends, Photos From The Field

I was in downtown Birmingham, Alabama yesterday for an appraisal inspection and ran across the West End Urban Garden.  It is a project between Urban Ministry and Community Church Without Walls.  This was the first time I have seen this so I did some research on the internet and found some information on their website.  [...]

[Read more →]

Tags:·······

Jefferson County-Birmingham, Alabama: Are You Happy With Your Property Taxes?

August 3rd, 2010 by Tom Horn · 2 Comments · Property Taxes

Well, by now Jefferson County residents in Birmingham, Alabama have received their real property tax notices.  Are you happy with the recent reassessments the county has made? In a recent article on Al.com, they reported that approximately 80% of property owners WILL NOT see a change in their property taxes.  They have stated that they [...]

[Read more →]

Tags:····

Real Estate Agents-How To Look Like a Champ In Your Customers Eyes

April 25th, 2010 by Tom Horn · 8 Comments · Appraisal, Appraisal Tips, Market Trends

I know that some of you will say “Why should I get an appraisal when I am an agent and can do  my own market analysis?”, but there are benefits to the appraisal.  My main concern here is with the homeowner who want you to over price their home.  When you know that they are [...]

[Read more →]

Tags:········

Appraiser Interview, Part 2: Keller Williams Realtor David Black Interviews Tom Horn

April 16th, 2010 by Tom Horn · 2 Comments · Appraisal, Market Trends

Here is part 2 of the interview I had with David and Colleen  Black, Realtors with Keller Williams Realty in Alabaster, Alabama.  In this last installment we continue the discussion of what homeowners can do to help sell their home as well as talk about new banking regulations such as the HVCC which is affecting [...]

[Read more →]

Tags:···········

Getting The Most Bang For Your Buck In Home Improvements

April 14th, 2010 by Tom Horn · 4 Comments · Appraisal Tips, Home Improvement

If you’re like most homeowners you want to get the most bang for your buck in home improvements.  Sometimes certain improvements to your home cost more than the value you get from them.  This is one of the most frequent questions I get asked in my job as a real estate appraiser.  My answer most [...]

[Read more →]

Tags:······

Birmingham Alabama Appraiser Market Conditions: An interview with an appraiser-Pt. 1

April 7th, 2010 by Tom Horn · 7 Comments · Appraisal, Market Trends

I recently had an opportunity to be interviewed by David and Colleen  Black, Realtors with Keller Williams Realty in Alabaster, Alabama.  The interview was split into two parts with the first part shown below.  We talked about everything from home price trends in Jefferson and Shelby County Alabama and the effects of foreclosure sales on [...]

[Read more →]

Tags:···········

Helping Your Home Appraise For Top Dollar

February 12th, 2010 by Tom Horn · 1 Comment · Home Improvement

Most people, at some point in their life will probably get a home appraisal. Appraisals are necessary for the following reasons: • Buying a home • Selling a home (either a marketing appraisal or appraisal after contract is signed) • Refinancing a home (either to get a lower rate or to get a home equity [...]

[Read more →]

Tags:············